About the Index
The Homeownership Program Index (HPI) measures the availability and characteristics of down payment programs administered by state and local Housing Finance Agencies (HFAs), nonprofits and other housing organizations.
For media interviews and inquiries: Contact Melinda Harris.
2024 News Releases and Infographics
Q1 2024
The Q1 2024 edition of the Homeownership Program Index reveals seventy-nine homebuyer assistance programs were added in Q1, for a total of 2,373 programs. That’s 204 more programs than a year ago, an increase of 9% — the largest annual jump since DPR began reporting on this data in Q3 2020.
State-by-state program data | Infographic
2023 News Releases and Infographics
Q4 2023
Our Q4 2023 edition of the Homeownership Program Index reveals an increase in the availability and diversity of DPA programs, including an increase in programs supporting the purchase of manufactured and multi-family homes and the evolving dynamics of Mortgage Credit Certificate (MCC) programs. The number of programs offered in Q4 2023 increased by 135 over the previous year, raising the total number of programs to 2,294.
State-by-state program data | Infographic
Q3 2023
The Q3 2023 Homeownership Program Index revealed fifty new agencies began offering homebuyer assistance programs, raising the number of agencies providing support for aspiring homeowners to 1,373. Moreover, the number of programs increased by 54, raising the total number of programs offered to 2,256, and a substantial 82% of these programs had funding for eligible homebuyers.
State-by-state program data | Infographic
Q2 2023
The Q2 2023 Homeownership Program Index uncovered that for the second consecutive quarter, there has been a 0.5% increase in the availability of homebuyer assistance programs. This brings the total number of programs to an impressive 2,373, and 82.5% of these programs continue to offer funds to eligible homebuyers.
State-by-state program data | Infographic
Q1 2023
The number of U.S. homebuyer and down payment assistance programs continued to grow over the last quarter according to the findings from the Q1 2023 Homeownership Program Index, with 2,362 total programs now available. As the housing market continues its slow recovery in 2023, mortgage and real estate professionals should educate themselves and their clients about affordability programs.
2022 News Releases and Infographics
Q4 2022
The Q4 2022 Homeownership Program Index report shows how homebuyer and down payment assistance flourished despite housing market downturns. The report revealed a 1.8% uptick in the number of homebuyer assistance programs available, raising the number of programs to 2,351, a net increase of 42 over the previous quarter. Of these programs, 82.9% had funds available for eligible homebuyers.
State-by-state program data | Infographic
Q3 2022
For the fourth consecutive quarter, the Q3 2022 Homeownership Program Index reveals a timely increase in affordable homeownership programs, as the median U.S. down payment has reached nearly double pre-pandemic levels. There was a 1.6% increase in the number of programs available, and 83.9% of all programs had funds available for eligible homebuyers.
State-by-state program data | Infographic
Q2 2022
Down Payment Resource’s Q2 2022 HPI report shows growth in homebuyer assistance programs for the third consecutive quarter, despite economic conditions slightly limiting available funding. There was a 1.6% increase in the number of programs available, and 83.5% of all programs had funds available for eligible homebuyers.
State-by-state program data | Infographic
Q1 2022
As affordability declines in most U.S. counties, the Q1 2022 Homeownership Program Index revealed an increase in homebuyer assistance programs available to support home purchases. There was a 2.1% uptick in the number of homebuyer assistance programs available, and of these programs, 84.9% had funds available for eligible homebuyers.
2021 News Releases and Infographics
Q4 2021
Homeownership Program Index highlights growing availability of help for first responders and other community heroes; nearly 9% of all homebuyer assistance programs available in Q4 benefit teachers, first responders, law enforcement officers, firefighters, healthcare workers and other providers of critical community services. Another 11% of programs offer benefits for veterans, members of the military and surviving spouses.
State-by-state program data | Infographic
Q2 2021
Homeownership Program Index Covers Down Payment Assistance Program Types and Features; Down Payment Assistance (DPA) programs make up 73 percent of the programs in the Down Payment Resource database.
2020 News Releases and Infographics
Q4 2020
Homeownership Program Index Reveals a Possible Affordable Housing Solution; 26% of all homeownership programs allow for manufactured housing.
State-by-state program data | Infographic
Q3 2020
Homeownership Program Index Covers the Impact of COVID-19 on Homeownership Programs; 81% of homeownership programs have funds available for eligible homebuyers
2019 News Releases and Infographics
Q4 2019
Homeownership Program Index Report Debunks Top 5 Down Payment Myths; 83% of homeownership programs have funds available for eligible homebuyers
State-by-state program data | Infographic
Q2 2019
Industry data shows use of down payment assistance doubled in four years; Homeownership Program Index Reports Program Funding Down Nearly 3% While Down Payment Assistance Use Increases
2018 News Releases and Infographics
Q3 & Q4 2018
Mortgage Ready Buyers May Benefit from Down Payment Help; Homeownership Program Index analyzes 7 markets with the greatest potential impact of down payment assistance
State-by-state program data | Infographic
Q2 2018
Homeownership Program Index Highlights Programs for Community Heroes; Nearly 13 percent of programs offer special incentives for law enforcement, first responders, educators and military
State-by-state program data | Infographic
Q1 2018
Homeownership Program Index Highlights Common Down Payment Assistance Features; Down Payment Assistance Programs Represent 69% of Total Programs
2017 News Releases and Infographics
Q4 2017
Down Payment Programs Remain Well Funded; More than 1,300 Program Administrators Develop and Manage Today’s Homebuyer Programs
Q3 2017
Down Payment Program Data Grows in Size and Scope; Homeownership Program Index Reports More Than 16,000 Program Changes in Q3 2017
Q2 2017
Homeownership Program Index Highlights Shared Equity Down Payment Programs; Program model gains popularity as homeownership affordability challenges persist for millennial buyers
Q1 2017
Homeownership Program Index Highlights Important Homebuyer Programs for Military and Veterans
2016 News Releases and Infographics
Q4 2016
Homeownership Program Index Shows Growth in Tax Credit Programs for Homebuyers; Mortgage Credit Certificates Increasingly Popular Benefit
Q3 2016
Innovation in Programs for Community Service Workers; Homebuyers find an average of 8.5 down payment programs