Watch: Programs That Can Help You With a Down Payment on a Home

If you’re like most first-time homebuyers, the down payment is your biggest hurdle to getting into a home of your own. It makes sense — buying a home is likely the biggest purchase you’ve ever made and you don’t have the proceeds from a previous home sale to use for your down payment.

Down payment programs can help

Don’t overlook down payment programs that can help you buy much sooner. We helped The List TV Show highlight some of the options that can help buyers with the down payment.

Learn what resources are out there to knock down the down payment. Get the scoop on: down payment assistance, community hero programs, employer assisted housing programs, plus the real definition of a first-time homebuyer.


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Buying a new home? Find out if it qualifies for down payment help.

If you have your heart set on purchasing a new construction home you aren’t alone. With low inventory of existing homes for sale in many parts of the country, new construction demand is heating up.

As you consider financing a new construction home, take time to look into state and local down payment assistance programs that may help make the home more affordable. That’s right, your new home may be eligible for down payment help. keep reading

Is Mortgage Insurance Really Worth It?

If you’re considering a low down payment mortgage—less than 20%–you may have heard you’ll need to pay mortgage insurance (also known as MI, private mortgage insurance or PMI, and mortgage insurance premium or MIP) in addition to your monthly mortgage payment. While it adds another monthly payment to your mortgage, it may also help you get in a home sooner. Let’s look at your options and some hidden benefits of MI. keep reading