Down Payment Resource helps lenders be a down payment hero to more homebuyers.

Connect buyers to the down payment help they need to buy a home.

Saving for down payment and closing costs is consistently cited as the number one issue. Yet, only 23% of buyers are even familiar with down payment programs that can help. New data from the Urban Institute found there are about 21 million mortgage-ready renters under 40 in the 31 largest U.S. cities.

Down Payment Resource helps lenders improve the use of homeownership programs to bring more entry-level buyers to market. Our solutions are designed to help you save time sourcing and matching borrowers to funds, reach your CRA/LMI goals, and improve your pull-through rate.


How we help lenders

Down Payment Resource is the only national database of eligibility criteria and benefits information for down payment assistance resources, grants, bond programs, MCCs, employer assistance and other homeownership programs—updated monthly to give consumers and lenders the most up-to-date options.


See how it works


Current program data at your fingertips

DPR is licensed to participating lenders like you, who aspire to work with more homeownership programs. Program information is updated monthly so you can be confident you are getting the most up-to-date information. In 2018, we made more than 90,000 updates to the programs in our database.


Get down payment news and trends

Over the past 11 years, Down Payment Resource has become the industry authority for the most current information about affordable lending programs.

Download our latest report on down payment news and trends.

Barriers to Accessing Homeownership Report

Down Payment Resource and Freddie Mac commissioned the second Barriers to Accessing Homeownership Down Payment, Credit, and Affordability report by the Urban Institute’s Housing Finance Policy Center.

This paper provides data and commentary on three significant barriers to homeownership: saving for a down payment, accessing mortgage credit and housing affordability. The report also offers information about down payment assistance programs which can help borrowers overcome the first barrier to homeownership and data on the 21 million mortgage-ready millennials in 31 large metropolitan areas.

Explore housing factors in your market

Source: eMBS, National Association of Realtors, CoreLogic, US Census, Current Population Survey, American Community Survey, Moody’s Analytics, Freddie Mac Primary Mortgage Market Survey, Down Payment Resource, and the Urban Institute.
Note: Data based on agency purchase money originations in 2017.

Download even more Down Payment Resource reports and data here.


Connect with us

Joe Whitaker, Director of Sales
Down Payment Resource