Down Payment Resource in the News



Podcasts:
2026
Equifax Market Pulse (January 7, 2026): This Equifax Market Pulse podcast, recorded live at MBA Annual 2025, features Joel Rickman (Equifax) and Rob Chrane (Down Payment Resource) discussing how greater awareness and better technology integration of more than 2,600 assistance programs can help lenders and housing professionals connect more buyers to down payment assistance and unlock homeownership in today’s affordability-constrained market.
2025
The Sip – The Mortgage Collaborative (December 16, 2025): Explore how Down Payment Resource (DPR) streamlines access to more than 2,600 down payment assistance programs and empowers lenders to serve more buyers with confidence. The conversation highlights real results from Alcova Mortgage’s Nikki Dickens, showcasing how DPR reduces operational friction, strengthens lead generation, and turns DPA into a measurable competitive advantage.
The Sip – The Mortgage Collaborative (August 19, 2025): Brad Cardwell, Down Payment Resource’s VP of Sales and Business Development, discusses how Down Payment Resource (DPR) helps lenders operationalize down payment assistance programs by integrating them into existing workflows, saving time, reducing risk, and creating new lead generation opportunities—while Derek Walton, SVP Secondary at BankSouth Mortgage, shares firsthand how DPR supports growth, efficiency, and borrower access to affordable homeownership.
The Big Picture (June 5, 2025): Down Payment Resource CEO Rob Chrane unpacks the growing importance of down payment assistance (DPA) in today’s housing market and shares insights on why DPA remains one of the most underutilized tools in real estate—and how lenders, agents, and policymakers can work together to expand access and drive more equitable homeownership.
Lykken on Lending (May 28, 2025): In this must-listen episode of Lykken on Lending, Down Payment Resource (DPR) founder and CEO Rob Chrane shines a spotlight on one of the mortgage industry’s most overlooked opportunities: down payment assistance (DPA).
The Power is Now (May 26, 2025): Down Payment Resource CEO Rob Chrane joins Eric Frazier to discuss how expanding access to down payment assistance can break down barriers to homeownership—especially in underserved communities. Their conversation highlights the critical role of education, outreach, and industry collaboration in advancing fair housing.
Mortgage Connects (MGIC) (April 7, 2025): In this episode of MGIC’s Mortgage Connects Podcast, Down Payment Resource’s Angel Romero shares how down payment assistance programs can be strategically layered to boost affordability and help more families achieve homeownership.
Optimal Insights (March 10, 2025): In this episode of Optimal Insights, host Jim Glennon and guests discuss recent market volatility, covering key economic factors such as employment trends, rising consumer debt, and their impact on the mortgage industry. Special guest Rob Chrane, CEO of Down Payment Resource, shares insights on how down payment assistance programs can help lenders expand homeownership access and navigate shifting market conditions.
Mortgage Coach (January 24 2025): Dave Savage of Mortgage Coach sits down with Down Payment Resource’s VP of Sales and Business Development Brad Cardwell to discover how down payment assistance programs can help generate more leads and help Realtors sell more homes.
2024
Social Selling Made Simple (December 17, 2024): Marki Lemons Rhyal sits down with founder and CEO of Down Payment Resource Rob Chrane to discuss how and why agents should add down payment assistance to their toolkit.
FinLocker’s Fintech Fridays (September 13, 2024): Brian Vieaux sits down with the CEO of Down Payment Resource Rob Chrane to discuss the importance of down payment assistance (DPA) programs in helping first-time homebuyers and how DPA can be a valuable tool for loan officers to win at the top of the funnel.
2023
CMBA Connect Podcast (July 23, 2023): Tune in as Down Payment Resource CEO Rob Chrane joins Susan Milazzo to delve into the Down Payment Resource story and shed light on how homebuyer assistance programs can be a game-changer for both mortgage lenders and homebuyers.
Scotsman Guide Author Showcase (June 12, 2023): Carl White interviews Rob Chrane of Down Payment Resource about his article, “Clear Up the Confusion on These Offerings,” in the June 2023 issue of Scotsman Guide Residential Edition.
NAR Real Estate Today Podcast (March 31, 2023): In this episode of NAR’s Real Estate Today podcast, Sean Moss of Down Payment Resource takes us through a variety of down payment assistance plans and says why it’s a mistake to assume you don’t qualify for one.
Fairway’s Homeownership Insights podcast (March 23, 2023): Down Payment Resource CEO Rob Chrane shares the best ways to find down payment help in this episode of the Homeownership Insights™ podcast.
National Mortgage Professional’s Gated podcast (March 1, 2023): Down Payment Resource’s EVP or Product and Operations Sean Moss joins Gated to dispel myths around DPA and why they’re more important than ever given current market conditions.
Articles and Interviews:
2026
HousingWire (March 23, 2026): Analysis highlights how lenders can turn more mortgage denials into closings by implementing second-look workflows and leveraging Down Payment Resource data, which shows that roughly 35% of declined loans could be recovered with the right down payment assistance.
Washington Post (March 6, 2026): As housing affordability worsens nationwide, down payment assistance programs are expanding eligibility beyond low-income buyers, now reaching middle- and even high-income households who still struggle to save for a home.
MBA Newslink (March 3, 2026): A new analysis from iEmergent and Down Payment Resource shows lenders can use HMDA data not just for compliance but to uncover missed growth opportunities, revealing that many declined borrowers could qualify for homeownership by leveraging down payment assistance, with DPR data indicating up to 40% of denied loans may be salvageable.
Homes.com (January 27, 2026): Drawing on data from Down Payment Resource’s Q4 2025 Homeownership Program Index, Homes.com reports that homeownership programs expanded nationwide by 6% year over year, increasing access to down payment and closing cost support for buyers amid ongoing affordability challenges.
2025
National Mortgage Professional (December 5, 2025): Down Payment Resource announced that Tim Higginson, partner solutions specialist, has been named to National Mortgage Professional Magazine’s 2025 40 Under 40 list, recognizing his operational leadership and innovative contributions that are shaping the future of the mortgage and housing finance industry.
HousingWire (November 3, 2025): Sean Moss, Executive Vice President of Product and Operations at Down Payment Resource, has been recognized as a 2025 HousingWire Tech Trendsetter for his leadership in advancing technology that makes down payment assistance more accessible and actionable for housing professionals and homebuyers alike.
HousingWire (October 21, 2025): Down Payment Resource CEO Rob Chrane and SVP of Strategic Growth & Expansion at New American Funding Mosi Gatling explain that lenders can reach the “missing middle” — home-ready buyers who don’t want to drain their savings — by reframing down-payment assistance from a niche charity product into a mainstream wealth-preservation strategy and offering every borrower a choice of deals with and without it.
Bankrate (October 10, 2025): Bankrate highlights how lenders may discourage comparison shopping, down payment assistance (referencing Down Payment Resource as tracking more than 2,200 programs), and transparent fee structures to keep buyers from securing their best deal.
RISMedia (September 26, 2025): Down payment assistance (DPA) can be a “game-changing tool” that shifts how agents guide buyers, with its potential to make homeownership more attainable and boost agent impact. The story highlights how tools like Down Payment Connect lets Canopy MLS agents introduce DPA early, transforming it from a fallback into a front-line strategy to serve clients and expand opportunity.
HousingWire (September 19, 2025): Down Payment Resource CEO Rob Chrane explains how DPR’s nationwide database—tracking over 2,550 homeownership programs—integrates with MLSs and consumer search platforms to help more agents and buyers discover critical down payment and closing cost assistance opportunities.
HousingWire (August 28, 2025): Down Payment Resource CEO Rob Chrane’s reveals how expanded DPA programs are rewriting the lending playbook—lowering LTV, covering everything from closing costs to agent commissions, and enabling financing for manufactured, multifamily, and new-construction homes in an increasingly unaffordable market.
Scotsman Guide (August 1, 2025): In this latest op-ed, Down Payment Resource CEO Rob Chrane discusses how, as federal support for affordability programs wanes, innovative downpayment assistance tools are emerging as a powerful lever for wholesale lenders to deepen broker networks, increase purchase volume, and expand reach into underserved markets.
MBA Newslink (August 1, 2025): Highlighting the data and trends from the Q2 2025 Homeownership Program Index, which reveals that a record‑high 2,554 homebuyer assistance programs are now active—including 45 newly added last quarter—with expanded eligibility across repeat buyers, multifamily purchases, manufactured homes, and targeted support for educators, veterans, Native Americans, and first‑generation buyers.
Forbes (July 22, 2025): The article explores how soaring homeowners insurance costs are making it even more difficult for first-time buyers to afford a home. Rob Chrane, CEO of Down Payment Resource, adds insight on how down payment assistance can help offset these rising expenses and keep homeownership within reach.
National Mortgage Professional (July 14, 2025): In Lew Sichelman’s latest, he debunks common myths about down payment assistance, highlighting its critical role in expanding homeownership and supporting lender success.
HousingWire (June 25, 2025): In a powerful new op-ed, DPR’s CEO Rob Chrane makes the case for why DPA is no longer a “nice-to-have”—it’s essential infrastructure for modern lending.
Mortgage Orb (April 30, 2025): After a successful pilot, Envoy Mortgage is now using Down Payment Resource (DPR) as part of a commitment to expanding down payment assistance (DPA) offerings while maintaining operational efficiency and reducing repurchase risk.
MBA Newslink (April 24, 2025): Down Payment Resource, Atlanta, released its Q1 2025 Homeownership Program Index report, finding that 43 programs were added in the quarter. That brings the total number of available programs to a report high of 2,509.
HousingWire (April 22, 2025): HousingWire covers the release of Down Payment Resource’s Q1 2025 Homeownership Program Index (HPI) report, which saw the number of entities offering homebuyer assistance programs increase by 55 year-over-year.
MBA Newslink (March 12, 2025): In his latest op-ed, Down Payment Resource CEO Rob Chrane highlights how inconsistencies in counting methodologies for first-time homebuyers may be leading to an underestimation of this critical market segment.
Green Builder Magazine (February 28, 2025): Michele Lerner covers various down payment assistance (DPA) programs that help homebuyers overcome affordability challenges, quoting Rob Chrane, CEO of Down Payment Resource, to emphasize many qualified buyers are unaware they’re eligible for financial assistance that could make homeownership more accessible.
HousingWire (February 27, 2025): This op-ed explores how down payment assistance (DPA) programs can help lenders increase GSE Mission-Ready loan production while expanding homeownership access for low- to moderate-income borrowers. By leveraging DPA, lenders can improve loan pull-through rates, meet affordable housing goals, and gain pricing advantages, ultimately balancing profitability with mission-driven lending.
2024
Inman News (November 21, 2024): David Childers with Keeping Current Matters shares answers to the most common questions agents are receiving right now, including how DPA can help agents position their clients for opportunities to buy in the coming year.
USA Today (November 13, 2024): Down Payment Resource EVP of Product and Operations Sean Moss offers some insight about how homebuyers can purchase multi-family properties using down payment assistance programs.
Bankrate (November 4, 2024): Down Payment Resource CEO Rob Chrane offers his advice for first-time homebuyers facing today’s tough market: don’t overlook homebuyer assistance programs.
MBA NewsLink (October 23, 2024): Down Payment Assistance is a growing part of the lender’s purchase business arsenal, so MBA Newslink interviewed Rob Chrane, founder and CEO of Down Payment Resource, to discuss the evolution of this market.
MBA NewsLink (October 22, 2024): Reports the findings from the Q3 2024 Homeownership Program Index. The 29 programs added in Q3 puts the number of homebuyer assistance programs up 192 from Q3 2023, or an 8% increase.
HousingWire (October 21, 2024): Reviews the findings from the Q3 2024 Homeownership Program Index and how newly added DPA programs also target first-time homebuyers through access to homes that are priced below market rates.
National Mortgage Professional (October 21, 2024): Highlights the findings from the Q3 2024 Homeownership Program Index, including the 5% increase in programs for first-generation homebuyers.
USA Today (September 26, 2024): Down Payment Resource education and data was cited in this article on ways homebuyers can find out how much house they can afford, including down payment assistance options.
Washington Post (September 20, 2024): Michele Lerner designs an informational quiz prospective homebuyers can use to dispel common myths while determining how much they know about buying a home.
Spectrum News 1 (August 25, 2024): Canopy Multiple Listing Service (MLS) based in Charlotte, NC recently partnered with Down Payment Resource, and the tools have been “a game changer” for their agents.
MBA Newslink (August 8, 2024): Down Payment Resource’s Rob Chrane teamed up with Stacey Epperson of NextStep on an article about the growing number of down payment assistance programs that support the purchase of manufactured housing.
National Mortgage Professional (July 24, 2024): Highlighting the findings from the Q2 2024 HPI, reporting on the growing number of available homebuyer assistance programs.
MBA Newslink (July 24, 2024): Chris Mock, Vice President of Mortgage Verification Solutions with Equifax Workforce Solutions, and Down Payment Resource CEO Rob Chrane discuss how data and homebuyer assistance programs can help lenders support more consumers on their path to homeownership.
HousingWire (July 23, 2024): Highlighting the findings from the Q2 2024 HPI, reporting on how federal money often provides funding for buyers in need of upfront financial help.
Zillow (June 20, 2024): Down Payment Resource lends data to Zillow to determine average down payments for U.S. homebuyers, and how down payment assistance can offset these costs.
Inman News (May 28, 2024): By making homeownership more affordable, Bernice Ross writes, DPA enhances the value agents bring to the table and plays a vital role in making homeownership more accessible.
National Mortgage Professional (May 21, 2024): Joniel LeVecque, senior director of single-family programs at Texas State Affordable Housing Corporation (TSAHC), writes about DPA, debunking the myths and citing our study with the Urban Institute showing more than 30% of mortgage loan applications that are denied every year could have potentially been salvaged with DPA.
MBA Newslink (April 25, 2024): Highlighting the findings from the Q1 2024 HPI, reporting that 79 homebuyer assistance programs were added in the first quarter, to hit 2,373 total. That’s an increase of 9% year-over-year.
HousingWire (April 9, 2024): Heartland MLS joins forces with Down Payment Resource – DPR will now provide support to Heartland MLS’s network of 12,000 agents.
MBA Newslink (March 12, 2024): Down Payment Resource CEO Rob Chrane shares important research findings regarding lenders that are allowing FHA borrowers leave DPA on the table.
The Mortgage Note (March 11, 2024): Down Payment Resource’s Executive Vice President of Product and Operations Sean Moss discusses down payment options for homebuyers.
National Mortgage Professional (March 11, 2024): Down Payment Resource’s Executive Vice President, HFA Relations Veronica Khandelwal was named a National Mortgage Professional Magazine’s 2024 Mortgage Lending Women of Inspiration.
MBA Newslink (February 8, 2024): Highlighting the findings from the Q4 2023 Homeownership Program Index, revealing a year-over-year increases in the total number of programs being offered.
MortgageOrb (January 31, 2024): As affordability eroded, due to higher mortgage rates and record-high home prices, downpayment assistance programs flourished during 2023, increasing 6% compared with 2022, according to Down Payment Resource.
HousingWire (January 30, 2024) Highlighting the findings from the Q4 2023 Homeownership Program Index, revealing 135 new homebuyer assistance programs introduced in 2023, a 6% increase over the previous year.
NMP Magazine (January 1, 2024): Down Payment Resource’s Executive Vice President of Product and Operations Sean Moss has been selected as an Industry Titan by National Mortgage Professional (NMP) magazine.
2023
MBA Newslink (November 13, 2023): According to the Q3 2023 Homeownership Program Index, a total of 1,373 agencies provide assistance to aspiring homeowners as affordability worsens, a 3.7% increase over the previous quarter.
The Housing Scene (November 10, 2023): Lew Sichelman discusses the down payment benefits available for vets and military personnel.
National Mortgage Professional (November 10, 2023): Down Payment Resource report highlights 61 programs offering up to $120,000 in assistance to help veterans build, buy, or make accessibility-related home renovations.
MReport (November 9, 2023): Covers the findings from the Q3 2023 Homeownership Program Index, including the 43 homebuyer assistance programs available in 14 states that are designed to support Native Americans.
Yahoo Finance (November 9, 2023): Discusses the findings from the Q3 2023 Homeownership Program Index, which uncovered 295 homebuyer assistance programs that allow borrowers to lower their interest rates by paying an upfront fee.
HousingWire (November 9, 2023): Highlighting the findings from the Q3 2023 Homeownership Program Index, revealing 2,256 homebuyer assistance programs are available in the U.S. housing market after 54 programs were added in the third quarter.
Realtor.com (October 23, 2023): EVP of Product and Operations at Down Payment Resource Sean Moss is quoted in this article regarding cities that make the largest—and smallest—down payments.
The Washington Post (September 21, 2023): Down Payment Resource EVP Sean Moss discusses the abundance of homebuyer assistance available in the D.C. area and to access them.
Inman (August 9, 2023): Zillow Senior Economist Orphe Divounguy discusses how Zillow is working to help educate homebuyers on their down payment options through their partnership with Down Payment Resource.
Forbes (August 8, 2023): Rob Chrane, CEO of Down Payment Resource, was quoted in this article that illustrates a path to homeownership for Gen Z buyers through homebuyer assistance.
MReport (July 25, 2023): Down Payment Resource released its Q2 2023 Homeownership Program Index (HPI), which revealed a second consecutive quarterly uptick of 0.5% in the number of homebuyer assistance programs available to help people finance homes, raising the overall number of programs to 2,373.
Ohio Land Title Association (July 23, 2023): Veronica Khandelwal, VP of HFA Relations at Down Payment Resource, contributed an article to the Ohio Land Title Association’s July “Title Topics” newsletter that debunks myths surrounding DPA and mortgage default risks.
Scotsman Guide (June 2, 2023): In this feature, Down Payment Resource CEO Rob Chrane explains how loan officers and brokers can better serve the millions of Americans who want to build wealth through homeownership but need financial support and education to make it happen.
RISMedia (May 11, 2023): The Houston Association of REALTORS® has announced it has implemented Down Payment Resource to bring Greater Houston area homebuyers’ attention to homebuyer assistance programs in the wake of declining housing affordability.
National Mortgage Professional (May 3, 2023): Down Payment Resource adds 4 new staff members to support new client acquisition and enhance client service.
MReport (May 1, 2023): Highlights the key findings from Down Payment Resource’s Q2 2023 Homeownership Program Index, which reflects a 0.5% increase in the number of programs since Q1 2023.
Multi-Housing News (March 8, 2023): MHN Columnist Lew Sichelman chats with Down Payment Resource CEO Rob Chrane about the hundreds of underutilized programs that help multifamily investors get their start.
The Mortgage Note (February 10, 2023): Down Payment Resource EVP Sean Moss was interviewed for this article regarding the benefits of using DPA for multi-family properties.
MBA Newslink (January 31, 2023): In this feature, Rob Chrane explains how lenders can increase loan pull-through, earn borrower loyalty and build referral networks by offering DPA guidance to consumers who need financial assistance to achieve homeownership.
MReport (January 30, 2023): Highlighting the findings from Down Payment Resource’s Q4 2022 Homeownership Program Index, which revealed an increase in the number of available programs for the fifth consecutive quarter.
Mortgage Women Magazine (January 27, 2023): Marcy Ash has been named a 2023 Women of Tech by Mortgage Women Magazine. As our former director of strategic projects, Marcy played a key role in helping the mortgage industry advance affordable homeownership with digital tools that make homebuyer and down payment assistance support more accessible.
National Mortgage Professional (January 2023): Our Founder and CEO Rob Chrane has been selected to National Mortgage Professional’s list of 2023 Industry Titans.