Homeownership Program Index

The Homeownership Program Index (HPI) measures the availability and characteristics of down payment programs in the DPR database. The programs are administered by state and local Housing Finance Agencies (HFAs), nonprofits and other housing organizations. View the quarterly report.

The Down Payment Report

The Down Payment Report brings together the latest data on down payments across a variety of sources monthly. View the monthly Down Payment Report.

Subscribe to get the Down Payment Report. >>> Sign Up Now

Urban Institute Report, September 2018

Down Payment Resource and Freddie Mac commissioned the second Barriers to Accessing Homeownership Down Payment, Credit, and Affordability report by the Urban Institute’s Housing Finance Policy Center.

This paper provides data and commentary on three significant barriers to homeownership: saving for a down payment, accessing mortgage credit and housing affordability. The report also offers information about down payment assistance programs which can help borrowers overcome the first barrier to homeownership and data on the 21 million mortgage-ready millennials in 31 large metropolitan areas. This report is accompanied by an interactive map and a down payments quiz.

Down Payment Resource provided data critical for Urban Institute’s analysis in the report.

Recent Press

The List TV Show (August 27, 2018): Buying a Home? Programs That Can Help You With a Down Payment

Inman News (July 11, 2018): The 5 most important things I’ve learned during my decade in real estate by Down Payment Resource CEO Rob Chrane

Urban Institute Blog (November 6, 2017): How fintech innovations can help bridge the wealth gap

Marketwatch (August 25, 2017): With 30 programs and counting, home-equity sharing is one way to clear a down payment hurdle

Inman News (August 15, 2017): Down Payment Resource bolsters agent lead gen tool; Merging Down Payment Connect with Facebook ads can give agents an edge with first-time homebuyers


More press.