3 Year-End Steps For Every Renter

Couple looking at computer laptop

Along with year-end parties, comes New Year goal setting, right? It’s time to look forward and envision where you see yourself this time next year. Is owning a home on your list of goals?

Before you stumble upon that dream home while out looking at holiday lights, take these three simple year-end steps that will jump start your journey to homeownership. You’ll be well on your way to a new home before that New Year’s Eve countdown begins.  keep reading

State Housing Finance Agency Programs May Default Less Than Private Market Mortgages

State housing finance agency (HFA) programs come with great incentives for low-to-moderate income first-time homebuyers, including a lower down payment and down payment or closing cost help. But, what about the old “skin in the game” argument?

Some believe the only safe mortgages are those that require large down payments and loans with assistance are more risky. However, a new analysis shows that HFA loans may be less likely to default than conventional, private market mortgages. keep reading