About the Index

The Homeownership Program Index (HPI) measures the availability and characteristics of down payment programs administered by state and local Housing Finance Agencies (HFAs), nonprofits and other housing organizations.

Media interviews and inquiries: Contact Melinda Harris, mharris@downpaymentresource.com

Press Releases and Infographics

Q3 2020

Homeownership Program Index Covers the Impact of COVID-19 on Homeownership Programs; 81% of homeownership programs have funds available for eligible homebuyers

State-by-state program data

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Q4 2019

Homeownership Program Index Report Debunks Top 5 Down Payment Myths; 83% of homeownership programs have funds available for eligible homebuyers

State-by-state program data

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Q2 2019

Industry data shows use of down payment assistance doubled in four years; Homeownership Program Index Reports Program Funding Down Nearly 3% While Down Payment Assistance Use Increases

State-by-state program data

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Q3 & Q4 2018

Mortgage Ready Buyers May Benefit from Down Payment HelpHomeownership Program Index analyzes 7 markets with the greatest potential impact of down payment assistance

State-by-state program data

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Q2 2018

Homeownership Program Index Highlights Programs for Community Heroes; Nearly 13 percent of programs offer special incentives for law enforcement, first responders, educators and military

State-by-state program data

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Q1 2018

Homeownership Program Index Highlights Common Down Payment Assistance Features; Down Payment Assistance Programs Represent 69% of Total Programs

State-by-state program data

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Q4 2017

Down Payment Programs Remain Well Funded; More than 1,300 Program Administrators Develop and Manage Today’s Homebuyer Programs

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Q3 2017

Down Payment Program Data Grows in Size and Scope; Homeownership Program Index Reports More Than 16,000 Program Changes in Q3 2017

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Q2 2017

Homeownership Program Index Highlights Shared Equity Down Payment Programs; Program model gains popularity as homeownership affordability challenges persist for millennial buyers

Inforgraphic

Q1 2017

Homeownership Program Index Highlights Important Homebuyer Programs for Military and Veterans

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Q4 2016

Homeownership Program Index Shows Growth in Tax Credit Programs for Homebuyers; Mortgage Credit Certificates Increasingly Popular Benefit

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Q3 2016

Innovation in Programs for Community Service Workers; Homebuyers find an average of 8.5 down payment programs

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Q1 & Q2 2016

Top eligibility requirements of today’s programs

Inforgraphic

Q4 2015

Homeownership Program Funding Remains Steady; More Than 750 Programs Updated

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Q3 2015

Index debunks five down payment myths

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Q2 2015

Index increased to include three percent more programs; 87% have funds available to buyers

Q1 2015

Down payment help widely available

Q3 2014

Today’s homebuyers have access to more than 2,100 homeownership programs, 91 percent are funded

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