Homeownership Program Index

About the Index

The Homeownership Program Index (HPI) measures the availability and characteristics of down payment programs administered by state and local Housing Finance Agencies (HFAs), nonprofits and other housing organizations.

For media interviews and inquiries: Contact Melinda Harris.

2022 News Releases and Infographics

Q3 2022

For the fourth consecutive quarter, the Q3 2022 Homeownership Program Index reveals a timely increase in affordable homeownership programs, as the median U.S. down payment has reached nearly double pre-pandemic levels. There was a 1.6% increase in the number of programs available, and 83.9% of all programs had funds available for eligible homebuyers.

State-by-state program data | Infographic

Q2 2022

Down Payment Resource’s Q2 2022 HPI report shows growth in homebuyer assistance programs for the third consecutive quarter, despite economic conditions slightly limiting available funding. There was a 1.6% increase in the number of programs available, and 83.5% of all programs had funds available for eligible homebuyers.

State-by-state program data | Infographic

Q1 2022

As affordability declines in most U.S. counties, the Q1 2022 Homeownership Program Index revealed an increase in homebuyer assistance programs available to support home purchases. There was a 2.1% uptick in the number of homebuyer assistance programs available, and of these programs, 84.9% had funds available for eligible homebuyers.

State-by-state program data | Infographic

2021 News Releases and Infographics

Q4 2021

Homeownership Program Index highlights growing availability of help for first responders and other community heroes; nearly 9% of all homebuyer assistance programs available in Q4 benefit teachers, first responders, law enforcement officers, firefighters, healthcare workers and other providers of critical community services. Another 11% of programs offer benefits for veterans, members of the military and surviving spouses.

State-by-state program data | Infographic

Q2 2021

Homeownership Program Index Covers Down Payment Assistance Program Types and Features; Down Payment Assistance (DPA) programs make up 73 percent of the programs in the Down Payment Resource database.

State-by-state program data | Infographic

2020 News Releases and Infographics

Q4 2020

Homeownership Program Index Reveals a Possible Affordable Housing Solution; 26% of all homeownership programs allow for manufactured housing.

State-by-state program data | Infographic

Q3 2020

Homeownership Program Index Covers the Impact of COVID-19 on Homeownership Programs; 81% of homeownership programs have funds available for eligible homebuyers

State-by-state program data | Infographic

2019 News Releases and Infographics

Q4 2019

Homeownership Program Index Report Debunks Top 5 Down Payment Myths; 83% of homeownership programs have funds available for eligible homebuyers

State-by-state program data | Infographic

Q2 2019

Industry data shows use of down payment assistance doubled in four years; Homeownership Program Index Reports Program Funding Down Nearly 3% While Down Payment Assistance Use Increases

State-by-state program data | Infographic

2018 News Releases and Infographics

Q3 & Q4 2018

Mortgage Ready Buyers May Benefit from Down Payment Help; Homeownership Program Index analyzes 7 markets with the greatest potential impact of down payment assistance

State-by-state program data | Infographic

Q2 2018

Homeownership Program Index Highlights Programs for Community Heroes; Nearly 13 percent of programs offer special incentives for law enforcement, first responders, educators and military

State-by-state program data | Infographic

Q1 2018

Homeownership Program Index Highlights Common Down Payment Assistance Features; Down Payment Assistance Programs Represent 69% of Total Programs

State-by-state program data | Infographic

2017 News Releases and Infographics

Q4 2017

Down Payment Programs Remain Well Funded; More than 1,300 Program Administrators Develop and Manage Today’s Homebuyer Programs

Infographic

Q3 2017

Down Payment Program Data Grows in Size and Scope; Homeownership Program Index Reports More Than 16,000 Program Changes in Q3 2017

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Q2 2017

Homeownership Program Index Highlights Shared Equity Down Payment Programs; Program model gains popularity as homeownership affordability challenges persist for millennial buyers

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Q1 2017

Homeownership Program Index Highlights Important Homebuyer Programs for Military and Veterans

Infographic

2016 News Releases and Infographics

Q4 2016

Homeownership Program Index Shows Growth in Tax Credit Programs for Homebuyers; Mortgage Credit Certificates Increasingly Popular Benefit

Infographic

Q3 2016

Innovation in Programs for Community Service Workers; Homebuyers find an average of 8.5 down payment programs

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Q1 & Q2 2016

Top eligibility requirements of today’s programs

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