About the Index
The Homeownership Program Index (HPI) measures the availability and characteristics of down payment programs administered by state and local Housing Finance Agencies (HFAs), nonprofits and other housing organizations.
For media interviews and inquiries: Contact Melinda Harris.
2025 News Releases and Infographics
Q1 2025
The Q1 2025 Homeownership Program Index from Down Payment Resource reports a record 2,509 homebuyer assistance programs, with 43 new programs and 55 new providers added since Q1 2024.
2024 News Releases and Infographics
Q4 2024
The Down Payment Resource Q4 2024 Homeownership Program Index report revealed that 22 new programs were added in Q4 2024, and 172 new programs have been added since Q4 2023, a 7% YoY increase.
State-by-state program data | Infographic
Q3 2024
According to the Q3 2024 Homeownership Program Index report, 29 homebuyer assistance programs were added in Q3, for a total of 2,444 programs. That’s 192 more programs than a year ago, an increase of 8%.
State-by-state program data | Infographic
Q2 2024
Down Payment Resource’s (DPR’s) Q2 2024 Homeownership Program Index Report, reveals there are now more programs than ever with 2,415 currently being tracked by DPR. Plus, we’ve noted there are more program resource agencies, with 29 added in Q2 2024, totaling 213 more than we had in our database at this time last year.
State-by-state program data | Infographic
Q1 2024
The Q1 2024 edition of the Homeownership Program Index reveals seventy-nine homebuyer assistance programs were added in Q1, for a total of 2,373 programs. That’s 204 more programs than a year ago, an increase of 9% — the largest annual jump since DPR began reporting on this data in Q3 2020.
2023 News Releases and Infographics
Q4 2023
Our Q4 2023 edition of the Homeownership Program Index reveals an increase in the availability and diversity of DPA programs, including an increase in programs supporting the purchase of manufactured and multi-family homes and the evolving dynamics of Mortgage Credit Certificate (MCC) programs. The number of programs offered in Q4 2023 increased by 135 over the previous year, raising the total number of programs to 2,294.
State-by-state program data | Infographic
Q3 2023
The Q3 2023 Homeownership Program Index revealed fifty new agencies began offering homebuyer assistance programs, raising the number of agencies providing support for aspiring homeowners to 1,373. Moreover, the number of programs increased by 54, raising the total number of programs offered to 2,256, and a substantial 82% of these programs had funding for eligible homebuyers.
State-by-state program data | Infographic
Q2 2023
The Q2 2023 Homeownership Program Index uncovered that for the second consecutive quarter, there has been a 0.5% increase in the availability of homebuyer assistance programs. This brings the total number of programs to an impressive 2,373, and 82.5% of these programs continue to offer funds to eligible homebuyers.
State-by-state program data | Infographic
Q1 2023
The number of U.S. homebuyer and down payment assistance programs continued to grow over the last quarter according to the findings from the Q1 2023 Homeownership Program Index, with 2,362 total programs now available. As the housing market continues its slow recovery in 2023, mortgage and real estate professionals should educate themselves and their clients about affordability programs.
2022 News Releases and Infographics
Q4 2022
The Q4 2022 Homeownership Program Index report shows how homebuyer and down payment assistance flourished despite housing market downturns. The report revealed a 1.8% uptick in the number of homebuyer assistance programs available, raising the number of programs to 2,351, a net increase of 42 over the previous quarter. Of these programs, 82.9% had funds available for eligible homebuyers.
State-by-state program data | Infographic
Q3 2022
For the fourth consecutive quarter, the Q3 2022 Homeownership Program Index reveals a timely increase in affordable homeownership programs, as the median U.S. down payment has reached nearly double pre-pandemic levels. There was a 1.6% increase in the number of programs available, and 83.9% of all programs had funds available for eligible homebuyers.
State-by-state program data | Infographic
Q2 2022
Down Payment Resource’s Q2 2022 HPI report shows growth in homebuyer assistance programs for the third consecutive quarter, despite economic conditions slightly limiting available funding. There was a 1.6% increase in the number of programs available, and 83.5% of all programs had funds available for eligible homebuyers.
State-by-state program data | Infographic
Q1 2022
As affordability declines in most U.S. counties, the Q1 2022 Homeownership Program Index revealed an increase in homebuyer assistance programs available to support home purchases. There was a 2.1% uptick in the number of homebuyer assistance programs available, and of these programs, 84.9% had funds available for eligible homebuyers.